Means of Subsistence — D7 / D8 Visa
Rendimento e poupança exigidos por agregado · 2026 · Portugal
How much income and savings you must show for the D7 (passive income) or D8 (digital nomad) visa, depending on your household — with the 2026 figures. Everything runs in your browser.
By Elijah 5 MIN KEY FACTS
Minimum wage (RMMG) 2026
€920 / month
D7 — main applicant
100% RMMG (€920/month)
D8 — main applicant
4× RMMG (€3,680/month)
Per extra adult / per child
+50% / +30% of RMMG
D8 income proof
Average of the last 3 months
Savings expected
≈ 12 months (consular practice)
D7 · rendimento passivo D8 · nómada digital
€
Valor oficial 2026 (DL 139/2025) — edite se mudar − 2 +
incl. o(a) requerente − 1 +
menores de 18 / a cargo €
D8: média dos últimos 3 meses Usamos o salário mínimo bruto como referência, como os consulados fazem na prática. A lista final e os valores são decididos pelo consulado e pela AIMA.
Rendimento suficiente
RENDIMENTO EXIGIDO / MÊS
€4 416 / mês
Requerente principal (4× RMMG)€3 680
+ Adultos extra (50% cada)€460
+ Filhos (30% cada)€276
Exigido / mês€4 416
O seu rendimento / mês€5 000
Folga€584
EXIGIDO / ANO
€52 992
POUPANÇA SUGERIDA
€52 992
Poupança ≈ 12 meses do requisito numa conta portuguesa. É prática consular, ancorada na regra de que os meios devem estar assegurados por pelo menos 12 meses — não um valor fixo na lei.
PARA COMPROVAR
How this works
To live in Portugal on the D7 or D8 visa, you must show «means of subsistence» — stable, regular income enough for you and your family. The reference figure is the national minimum wage (RMMG), €920 in 2026. The D7 asks for 100% of it for the applicant; the D8, the digital-nomad visa, asks for 4× (the average of the last three months). For each family member you add +50% per adult and +30% per child, under Ordinance 1563/2007. This tool computes your household’s requirement and the savings cushion consulates usually ask for.
- 1 Pick the visaThe D7 is for people living on passive income (pensions, rent, dividends); the D8 is the digital-nomad visa, for people working remotely for clients or an employer outside Portugal. Only the main applicant’s bar changes — the family adds up the same way.
- 2 Main applicant’s baseFor the D7, the applicant shows 100% of the minimum wage (RMMG): €920 in 2026. For the D8, they show four times that — €3,680 — measured by the average income of the last three months. The reference figure is the RMMG and you can edit it below if it changes.
- 3 Family add-onsOrdinance 1563/2007 sets the per-person scale: +50% of the minimum wage for each additional adult and +30% for each child (under 18 or a dependent adult child). These add-ons are on one RMMG, not on the applicant’s base.
- 4 Annual and savingsThe residence visa requires means secured for a period of not less than 12 months (Ordinance 1563/2007). In practice, consulates ask to see roughly 12× the monthly figure in a Portuguese bank account — which we treat as a suggested cushion, not as law.
- 5 Compare with your incomeEnter your monthly income and the tool tells you whether it covers your household’s bar, with the surplus or shortfall. The final decision is always the consulate’s and AIMA’s, who have discretion.
Frequently asked
How much extra income do I need per spouse and per child?
The rule is in Ordinance 1563/2007: first adult 100% of the minimum wage, each additional adult +50% and each child (under 18 or a dependent adult child) +30%. With the 2026 RMMG (€920), a spouse adds €460/month and each child €276/month. For the D7 the applicant counts as €920; for the D8 they count as €3,680 (4× RMMG), but the spouse and child add-ons stay at 50% and 30% of one RMMG.
How much in savings for a family of three?
Add up the monthly requirement and multiply by 12, because the residence visa requires means secured for at least 12 months. A family of three (two adults + one child) on the D8 needs 3,680 + 460 + 276 = €4,416/month, i.e. about €52,992 for the year — the figure many consulates like to see in a Portuguese account. On the D7 the same family needs €1,656/month (≈ €19,872/year). Savings do not replace income; they act as a cushion showing the means are secured.
My income is slightly below the D8 threshold. Do savings make up for it?
Officially the income is the requirement, and savings are a complement, not a substitute: the document list asks for a three-month average equal to or above 4× the minimum wage. That said, consulates have discretion and strong savings (say, more than 12 months covered) can help a case that lands right at the edge. Do not treat it as a guarantee — if you can, reach the income bar before you submit.
For the D7, what counts more: income or savings?
The D7 rests on regular passive income — pension, rent, dividends — which should be around the minimum wage (€920 for the applicant in 2026), plus the family add-ons. Savings serve to prove the means are secured for 12 months and reassure the consulate, but the heart of the case is the steady income stream. Someone with large savings but little regular income usually has a harder time on the D7 than the reverse.
Do I need a NIF and a Portuguese bank account?
In practice, yes. The NIF (tax number) is the first step for almost everything — opening an account, renting, signing up for services — and you can get it before you move, often through a representative. The Portuguese bank account is where consulates usually want to see the savings and means of subsistence; it is not a written requirement at every post, but it is the simplest way to prove means available in Portugal. You can open both before submitting.
I am Brazilian (or from another CPLP country). Do I have to prove means?
There may be an exemption. Under the CPLP Mobility Agreement, citizens of the Community of Portuguese Language Countries can be exempted from showing means of subsistence and a return travel ticket, by way of a term of responsibility signed by a host entity or an eligible resident in Portugal. Even so, the D8 usually still asks for proof of remote income; always confirm the exact list at the consulate handling your application.
OFFICIAL SOURCES
- AIMA — Meios de Subsistência ↗ The official household scale: 100% / 50% / 30% of the minimum wage.
- Portaria n.º 1563/2007 (Diário da República) ↗ The law fixing means of subsistence (art. 2: percentages; art. 5: means for 12 months).
- AIMA — Residência para nómadas digitais (Art. 88.º REPSAE) ↗ The D8 legal basis and the documents required for the residence permit.
- VFS Global — Checklist do visto D8 (nómadas digitais) ↗ Official consular checklist: 3-month average income ≥ 4× the minimum wage.
- DGERT — Evolução do salário mínimo (RMMG) ↗ Official figure: €920 in 2026 (Decree-Law 139/2025).
DISCLAIMER
An informative simulation, not legal advice. The figures are based on Ordinance 1563/2007 and the 2026 minimum wage (€920); the D8’s 4× RMMG threshold and the ~12-month savings reflect the practice of consulates and AIMA, who have discretion and may ask for more. Requirements and documents vary from consulate to consulate and the minimum wage changes almost every year in January, shifting these figures. Always confirm the current list at the consulate handling your application or with AIMA.