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ENPTESRU
DIRECTORY · 119 TOOLS & GUIDES

Everything, in one index

Calculators, validators, generators and guides for living, working and paying tax in Portugal. Filter by what you need.

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ALLTAXESWORKHOUSINGRESIDENCYID & MONEYFREELANCELIVINGGUIDES
119 RESULTS
01
IRS Tax Calculator 2026
Estimate IRS and net pay for 2026.
Calculadora de IRS 2026TAXES→02
Net Salary Calculator
Gross to net pay, over 14 months.
Calculadora de Salário LíquidoTAXES→03
Freelancer Tax Calculator
IRS withholding and Segurança Social for freelancers.
Calculadora de Recibos VerdesTAXES→04
IVA (VAT) Calculator
Add or remove IVA at 23%, 13% or 6%.
Calculadora de IVATAXES→05
IMI Property Tax Calculator
Annual municipal property tax.
Calculadora de IMITAXES→06
IMT Transfer Tax Calculator
Property purchase tax, by band.
Calculadora de IMTTAXES→07
Imposto do Selo (Stamp Duty) Calculator
Imposto do Selo on the purchase and on the loan.
Calculadora do Imposto do SeloTAXES→08
Mais-Valias (Capital Gains) Calculator
Tax on property and share sales.
Calculadora de Mais-ValiasTAXES→09
Youth IRS (IRS Jovem) Simulator
How much you save with the youth IRS regime.
Simulador de IRS JovemTAXES→10
Vehicle Tax (IUC) Calculator
Annual circulation tax for your car.
Calculadora de IUCTAXES→51
Car Import Tax (ISV) Calculator
One-off vehicle tax for a new or imported car.
Calculadora de ISVTAXES→11
Subsídio de Férias Calculator
Your holiday allowance, explained.
Calculadora do Subsídio de FériasWORK→12
Subsídio de Natal Calculator
Your Christmas allowance, explained.
Calculadora do Subsídio de NatalWORK→13
Subsídio de Desemprego Estimator
Unemployment benefit: how much and for how long.
Simulador de Subsídio de DesempregoWORK→14
Severance Pay Calculator
Severance and final settlement.
Calculadora de IndemnizaçãoWORK→15
Overtime Pay Calculator
Overtime paid the right way.
Calculadora de Horas ExtraWORK→16
Segurança Social (TSU) Calculator
Employee and employer contributions.
Calculadora da TSUWORK→17
Duodécimos Simulator
Subsidies paid in twelfths.
Simulador de DuodécimosWORK→18
Salário Mínimo 2026 (Minimum Wage)
The minimum wage, gross and net.
Salário Mínimo 2026WORK→19
Baixa Médica (Sick Pay) Calculator
What you get while on baixa médica.
Calculadora de Baixa MédicaWORK→52
Abono de Família (Child Benefit) Calculator
Bracket, amount by age and top-ups, for 2026.
Calculadora de Abono de FamíliaWORK→53
Per-Diem & Mileage Allowance Calculator
Per-diems and mileage free of IRS and Segurança Social.
Calculadora de Ajudas de Custo e QuilómetrosWORK→92
Meal Allowance: Card vs Cash
Tax-free daily limit in cash or meal card, for 2026.
Subsídio de Refeição: Cartão vs DinheiroWORK→20
Mortgage Simulator
Monthly payment with Euribor and spread.
Simulador de Crédito HabitaçãoHOUSING→21
Rent vs Buy
When buying beats renting, with IMT.
Arrendar vs ComprarHOUSING→22
Total Cost of Buying a Home
IMT, Imposto do Selo, notary and registration in one place.
Custos Totais de Comprar CasaHOUSING→23
Deposit & Rent Calculator
Deposit, first rent and your rights.
Caução e RendaHOUSING→91
Rent Increase Calculator 2027
Legal coefficient, new rent and 30-day notice.
Atualização de Renda 2027HOUSING→24
Euribor + Spread Simulator
How Euribor moves your payment.
Simulador Euribor + SpreadHOUSING→54
Porta 65 Youth Rent Subsidy Simulator
Check eligibility and estimate your monthly rent support.
Simulador Porta 65 JovemHOUSING→55
Mortgage Affordability Calculator
How much you can borrow: DSTI limit and LTV cap.
Calculadora de Capacidade de EndividamentoHOUSING→25
Visa Finder
D7, D8 or Golden Visa: which fits.
Encontrar o Visto CertoRESIDENCY→26
Citizenship Timeline
Years until you can apply for citizenship.
Quando posso pedir a NacionalidadeRESIDENCY→27
NHR / IFICI Checker
Do you qualify for the tax regime?
Verificador RNH / IFICIRESIDENCY→28
Golden Visa Calculator
Investment routes and timelines.
Calculadora de Golden VisaRESIDENCY→29
Permanent Residency Timeline
Counting the 5 years of legal residence.
Residência PermanenteRESIDENCY→56
Schengen 90/180 Day Calculator
Days used in the Schengen area and how many are left.
Calculadora Schengen 90/180RESIDENCY→57
A2 Portuguese (CIPLE) Practice Test
Practise the A2 Portuguese exam (CIPLE) and check exemptions.
Teste de Português A2 (CIPLE)RESIDENCY→30
NIF Validator
Check whether a NIF has a valid check digit.
Validador de NIFID & MONEY→31
NIF Generator (test data)
Checksum-valid NIFs for testing, not real numbers.
Gerador de NIF (teste)ID & MONEY→32
IBAN Validator
Validate a Portuguese or international IBAN.
Validador de IBANID & MONEY→33
IBAN Generator (test data)
Checksum-valid IBANs for testing.
Gerador de IBAN (teste)ID & MONEY→34
NISS Validator
Validate a NISS (Segurança Social) number.
Validador de NISSID & MONEY→35
Cartão de Cidadão Validator
Validate a Cartão de Cidadão (CC) number.
Validador de Cartão de CidadãoID & MONEY→36
Currency Converter
Convert to euros before you move.
Conversor de MoedaID & MONEY→37
NIB ↔ IBAN Converter
From the old NIB to IBAN and back.
Conversor NIB ↔ IBANID & MONEY→58
Car & Personal Loan Simulator
Payment, interest and APRC for a car or personal loan.
Simulador de Crédito Automóvel e PessoalID & MONEY→38
CAE Activity Code Finder
Find the CAE code for your business activity.
Pesquisa de Códigos CAEFREELANCE→39
IRS Atividade Codes Finder
The art. 151.º table for recibos verdes.
Códigos de Atividade (IRS)FREELANCE→40
Regime Simplificado Calculator
Taxable base with the right coefficients.
Calculadora do Regime SimplificadoFREELANCE→41
Which IVA Regime Applies?
Artigo 53 exemption, quarterly or monthly.
Qual Regime de IVA me Aplica?FREELANCE→42
Freelance Rate Calculator
Price your day rate after tax and costs.
Calculadora de Tarifa FreelancerFREELANCE→43
Abrir Atividade Checklist
Steps to open atividade at the Finanças.
Checklist: Abrir AtividadeFREELANCE→59
Periodic IVA Return
IVA to pay, plus filing and payment deadlines.
Declaração Periódica de IVAFREELANCE→44
Cost of Living Comparator
Compare Lisbon, Porto, the Algarve and more.
Comparador de Custo de VidaLIVING→45
Electricity Bill Estimator
Your monthly electricity cost.
Estimador da Conta de LuzLIVING→93
Audiovisual Contribution (CAV)
Monthly amount, VAT and exemptions on the electricity bill.
Contribuição Audiovisual (CAV)LIVING→46
Fuel Cost Calculator
The fuel cost of a trip.
Custo de CombustívelLIVING→47
Transport Pass Finder
The right monthly pass for your area.
Encontrar o Passe de TransporteLIVING→48
Portagens (Tolls) Calculator
Estimated motorway portagens per trip.
Calculadora de PortagensLIVING→49
Fuel Economy Calculator
Consumption in L/100km and cost per km.
Calculadora de ConsumoLIVING→50
Monthly Budget Calculator
What is left at the end of the month.
Calculadora de Orçamento MensalLIVING→60
Recycling: Which Bin Does It Go In?
Find which recycling bin each everyday item goes in.
Reciclagem: em que ecoponto vai?LIVING→61
Portugal Public Holidays + Working Days
The 2026/2027 public holidays and working days between dates.
Feriados de Portugal + Dias ÚteisLIVING→62
Retirement Age + Pension Estimator
When you can retire and your estimated pension.
Idade da Reforma + Estimativa de PensãoWORK→113
Pension Increase 2027
How much your pension rises in January 2027, by band.
Aumento das Pensões 2027WORK→63
IRS Refund Simulator
Estimate your 2025 IRS refund (or bill) with deductions.
Simulador de Reembolso do IRSTAXES→64
Subsídio Parental: 120 vs 150 Days
Compare the leave options and the daily, monthly and total amounts.
Subsídio Parental: 120 vs 150 diasWORK→65
Foreign Driving Licence Exchange
Can you drive in Portugal? IMT deadlines and documents.
Troca de Carta de Condução EstrangeiraRESIDENCY→66
Portugal’s New Nationality Law 2026
Which regime applies to your citizenship request after the 2026 reform.
Nova Lei da Nacionalidade 2026RESIDENCY→67
Expired Residence Card
Still legal and able to travel on an expired residence card?
Cartão de Residência CaducadoRESIDENCY→68
Parcel Customs Cost Calculator
Duty, import IVA and the CTT fee on a non-EU parcel.
Alfândega de EncomendasTAXES→69
Baggage Certificate & Tax-Free Move
Bring belongings and car tax-free when you move to Portugal.
Certificado de Bagagem + Isenção ISVTAXES→70
Lease Notice & Early Exit
When you can leave, the notice period and the 1/3 rule.
Denúncia de ArrendamentoHOUSING→71
Means of Subsistence for the D7 / D8 Visa
Income and savings required for the D7/D8 visa, by household.
Meios de Subsistência D7 / D8RESIDENCY→72
Job Offer Salary Evaluator
What the offer is really worth: 14 months, meal card and bonuses.
Avaliar uma Proposta de SalárioWORK→73
Do I Need a Fiscal Representative?
See if you need a representante fiscal, and the free alternative.
Preciso de Representante Fiscal?ID & MONEY→74
Freelancer Net Income Simulator
A freelancer’s IRS and Segurança Social, from gross to annual net.
Simulador de Líquido para IndependentesFREELANCE→75
Crypto Capital Gains Tax
Exempt at 365 days or 28%? See the IRS on selling crypto.
Mais-Valias de CriptomoedasTAXES→76
Personal Tax Calendar
Only your deadlines: IRS, IVA, IMI, IUC and Segurança Social.
Calendário Fiscal PersonalizadoTAXES→77
Traffic Fines & Licence Points
The fine, points lost and sanctions for a traffic offence.
Coimas e Pontos de TrânsitoLIVING→78
NHR 20% Tax & Refund Simulator
The non-habitual resident 20% rate: tax, refund and aggregation.
Simulador de IRS para RNH (NHR)TAXES→79
IFICI ("NHR 2.0") Tax Simulator
The IFICI 20% rate: tax, refund and registration deadlines.
Simulador de IRS no IFICI («NHR 2.0»)TAXES→80
House Prices by Municipality
Map of median sale and rent €/m² in all 308 municipalities (INE).
Preço das Casas por ConcelhoHOUSING→81
Average Salary by Municipality
Map of the average monthly salary in each of the 308 municipalities.
Salário Médio por ConcelhoWORK→82
Your Municipality’s Taxes
IMI rate, family discount and IRS give-back for all 308 municipalities.
Impostos do seu MunicípioTAXES→83
Baby Names in Portugal
Trends of the most registered names and an allowed-name checker.
Nomes de Bebés em PortugalLIVING→84
Municipality Comparator
Two municipalities side by side: homes, rents, salaries and taxes.
Comparador de ConcelhosLIVING→85
AIMA Process Status
Where to check your status, what each one means and the legal decision deadline.
Estado do Processo na AIMARESIDENCY→86
AIMA Stores: Contacts & Hours
All 35 stores with addresses and service windows, the phone line and official channels.
Lojas AIMA: Contactos e HoráriosRESIDENCY→87
AIMA Accommodation Declaration
The official template filled in and ready to print, with the list of what to attach.
Declaração de Alojamento AIMARESIDENCY→88
Solar Eclipse of 12 August 2026
Times, percentage by city and where to watch the eclipse in Portugal, safely.
Eclipse Solar de 12 de Agosto de 2026LIVING→89
Vehicle Inspection (IPO) Date Calculator
IPO deadline from first registration and the 3-month window.
Próxima Inspeção Automóvel (IPO)LIVING→90
Portuguese Licence Plate Validator
Check the regular format of a Portuguese licence plate.
Validador de Matrícula AutomóvelLIVING→94
Vacation Days Calculator
Working vacation days: normal year, hire year, short contract or leaving year.
Calculadora de Férias (Dias)WORK→95
RSI Social Insertion Income Simulator 2026
Estimate RSI by household, income and assets.
Simulador de RSI 2026WORK→114
Complemento Solidário para Idosos (CSI) Simulator 2026
Check whether you qualify for the CSI and the monthly amount, alone or as a couple.
Simulador do Complemento Solidário para Idosos 2026WORK→96
Savings & Compound Interest Calculator
Simulate savings with monthly contributions, gross annual rate and 28% tax on interest.
Calculadora de Poupança e Juros CompostosID & MONEY→112
Certificados de Aforro Simulator
Série F: base rate, permanence bonuses and 28% tax, year by year.
Simulador de Certificados de AforroID & MONEY→97
Renew Your Residence Permit (AIMA Portal)
The renewal portal step by step and what to upload in each document slot.
Renovar o Título de ResidênciaRESIDENCY→98
Criminal Record Certificate (Registo Criminal)
Where to request it, the cost, validity and when an apostille is needed.
Registo Criminal: Pedir OnlineID & MONEY→99
Proof of Address (Comprovativo de Morada)
Which document works for each purpose and how to get each one, instantly and free.
Comprovativo de MoradaID & MONEY→100
Non-Debt Certificates (AT & Segurança Social)
How to get both certificates free online, their validity and who asks for them.
Certidões de Não Dívida (AT e Segurança Social)TAXES→101
Lunar Eclipse of 28 August 2026
Phase-by-phase times, moonset by city and where to look. No glasses needed.
Eclipse Lunar de 28 de Agosto de 2026LIVING→102
Clock Change in Portugal (Mudança da Hora)
When the clocks change: countdown, dates to 2030 and what changes.
Mudança da Hora em PortugalLIVING→103
School Calendar 2026/2027 (Calendário Escolar)
Terms, breaks and enrolment dates for the school year, from the official despacho.
Calendário Escolar 2026/2027LIVING→104
AIMI Property Surcharge Calculator 2026
Additional IMI: deductions, bands and September payment.
Calculadora de AIMI 2026TAXES→105
Total Solar Eclipse of 2 August 2027
Times and coverage by city, and where to catch totality in southern Spain.
Eclipse Solar Total de 2 de Agosto de 2027LIVING→106
Monthly ↔ Annual Salary Converter
Convert monthly and annual gross salary over 12 or 14 payments.
Conversor Salário Mensal ↔ AnualWORK→107
IRS Withholding Calculator 2026
Monthly IRS withholding tables for employment income in mainland Portugal.
Calculadora de Retenção na Fonte IRS 2026TAXES→108
State Debt Late Interest Calculator 2026
Late interest on Portuguese State debts: 2026 rate, days and tax enforcement.
Calculadora de Juros de Mora ao Estado 2026TAXES→109
Part-Time Salary Calculator
Proportional salary, 2026 minimum and meal allowance.
Calculadora de Salário a Tempo ParcialWORK→110
Condominium Fee Share Calculator
Monthly fee by permillage, reserve fund and works.
Calculadora de Quota de CondomínioHOUSING→111
6% IVA on Home Renovation Works
Check item 2.27, the 20% materials rule and itemised invoices.
IVA 6% em Obras de HabitaçãoHOUSING→G1
How to get your NIF in Portugal
The tax number you need before anything else.
Como obter o NIF em PortugalGUIDES→G2
How to get your NISS
Your Segurança Social number, step by step.
Como obter o NISSGUIDES→G3
Becoming a Freelancer in Portugal
Recibos verdes, IVA and Segurança Social.
Abrir Atividade como IndependenteGUIDES→G4
Visas & Residency
D7, D8 and the Golden Visa, compared.
Vistos e ResidênciaGUIDES→G5
Buying a Home in Portugal
Costs, taxes and the steps to the escritura.
Comprar Casa em PortugalGUIDES→